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mrmoneymustache.comcommenthomeownerScore: 0
This probably seems very weird from the perspective of someone living in Europe, where roofs are made from concrete shingles or tile and can last 100+ years. Do Europeans have more resilient roofs because they have more hailstorms, tornadoes, or hurricanes? No. Actually they have less roof-damaging weather. I can only conclude the difference is a matter of mentality and economics. The mentality is "Why TF would I work hard to build a nice house and then roof it with trash?" and the economics is of a place that taxes oil-based products heavily. The American mentality, OTOH is "how can I build this box more cheaply so I can sell it for more profit?" and the economics are driven by, ironically, insurance companies wanting to fulfill their claims obligations as cheaply as possible.
Source URL
https://forum.mrmoneymustache.com/real-estate-and-landlording/will-home-insurance-become-so-uneconomicalawful-it-makes-sense-to-self-insure/
Post Date
8/18/2023, 12:19:26 PM
Scraped At
3/15/2026, 7:49:24 AM

Metadata

{
  "thread_title": "Will home insurance become so uneconomical/awful it makes sense to self-insure?",
  "scrape_method": "beautifulsoup"
}