California E&S Insurance

Just got my home insurance renewal in El Paso... 40% increase, are you serious? Just got my renewal notice for my home insurance in El Paso and I'm absolutely shocked. Premium went from $1,800 to over $2,500 for the SAME COVERAGE. No claims, no changes to the house, nothing. Called my insurance agent and they said it's due to 'increased construction costs' and 'severe weather risks' in Texas. But a 40% jump in one year seems insane. Anyone else seeing these crazy increases? Is it El Paso and Texas only or is it countrywide? Any recommendations for more affordable insurers that aren't trying to rob us blind? Starting to feel like we're getting priced out of being able to properly insure our home. Between this and property taxes, owning a home in Texas is getting ridiculous...

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  "title": "Just got my home insurance renewal in El Paso... 40% increase, are you serious?",
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