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redditr/InsuranceClaimsposthomeownerScore: 8

Is there really a moratorium in place in California that stipulates that homeowner's insurance can't drop you?

Is there really a moratorium in place in California that stipulates that homeowner's insurance can't drop you? I have an insurance claim I started to file (not completed so far), but I'm not sure if I should file it bc I'm really scared of losing my homeowner's insurance. To fix it myself would probably cost me 20k - 30k, so I would need the homeowner's insurance. No clue if they would even approve it, but I am also scared of them possibly deciding to cancel me. The contractor told me they can't for two years. It's really hard to get insurance where I am and I also don't know if the inspector who assessed the claim notices other things about the house that would make it non insurable for them. So I'm trying to figure out if to revoke the claim and somehow try to pay for it myself or if to make use of the homeowner's insurance.
Source URL
https://www.reddit.com/r/InsuranceClaims/comments/1oit4fl/is_there_really_a_moratorium_in_place_in/
Post Date
10/29/2025, 2:35:38 AM
Scraped At
3/15/2026, 9:25:05 AM

Metadata

{
  "score": 0,
  "title": "Is there really a moratorium in place in California that stipulates that homeowner's insurance can't drop you?",
  "subreddit": "InsuranceClaims",
  "num_comments": 17,
  "scrape_method": "apify_targeted"
}

Scrape Run

reddit — completed — 1798 posts collected