California E&S Insurance

> I'm still seeing an annual spend in the $2-300k range. Is this accurate? If so, I would be concerned that cutting back to ~$50k would be challenging. This is my concern too, OP. I was in a similar situation in terms of background, and going from that origin to suddenly having money was overwhelming. There's a reason something like 1/3rd of lottery winners declare bankruptcy within 3 years. When you're dirt poor and you get what feels like infinite money, you spend like you have infinite money and you need to make a concerted effort to reign your expenses in before you spend yourself back into poverty. OP you have a paid off home, a car, and are 7-figure liquid. You have everything you need for financial independence. The question now is purely a personal one of making a budget and sticking to it.

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