California E&S Insurance

I was just talking about this in the morning. In the Midwest, any natural disaster we have are ones where you shelter in place. We don’t deal with anything that requires evacuation, so I never have to worry about not being able to fight traffic to get to pets or family in time (let alone successfully evacuating in time to begin with if you are lucky enough to be home when the order goes out). Worst that could happen is a tornado. But that’s what my basement is for. The snow is crazy sometimes, but I’d take that over fires, floods, hurricanes, and earthquakes any day. Even if a tornado took out all the roads home, IL is so friggin’ flat I could 4WD my way into my neighborhood to see if my house is still standing. And there’s no area in IL an insurer would refuse to cover tornado-applicable insurance for because it’s still such a freak occurrence.

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