Don't sweat it, there will be no need for the fair plan once the Non-Profit Al3x Lee Democratic Socialist Wealth Tax Citizens Mutual Stock Insurance Corporation of the California Government 501(c)(15) Monopolistic State Sponsored Fund is mandated into law.
I guarantee no wait times because coverage is guaranteed by law. If it's written into the LAW, it must be true. You can trust it because it has my insurance forums pseudonym in it