California E&S Insurance

Experts issue dire warning over potential tipping point in home insurance market: 'Everything is on the line' [https://www.yahoo.com/news/experts-issue-dire-warning-over-111555340.html](https://www.yahoo.com/news/experts-issue-dire-warning-over-111555340.html) Experts warn that in the next decade or so, the insurance crisis could reach a tipping point if uninsurable areas become more widespread. # What's happening? As rising global temperatures lead to increasingly extreme weather events, such as wildfires, floods, and hurricanes, home insurance companies are either exiting certain markets or limiting their coverage. As [NPR reported](https://www.npr.org/2025/06/10/nx-s1-5340360/insurance-cost-homes-climate-change-disasters), more intense storms driven by the overheating planet have caused insurance premiums to rise by around 24% in the last few years, according to the [Consumer Federation of America](https://consumerfed.org/wp-content/uploads/2025/03/OverburdenedReport.pdf).

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