California E&S Insurance

What do you consider as low lying land? The areas forecast to inundation from sea level rise extent from just north of Tracy/Manteca, half of Stockton, and mostly to the west of I-5 in Sacrmento County. The Yolo Bypass will be underwater. That will be a problem for Downtown Sacramento, but the areas to the east will be elevated well enough that sea level rise isn't going to have an impact. It's also very likely that levees will be built to mitigate the problem, and it is possible to take care of the increase in sea level by building a dam across the Carquinez Strait. I have more concern with drought and summer heat. If Sacramento ends up with a climate like Bakersfield, the issue with the heat could be managed, but if desalination isn't used I really don't see how the area is going to survive on 6" of precipitation. At the same time, Fresno and Bakersfield could end up with a climate like the Imperial Valley, which I think will encourage a lot of people to leave. Especially if the availability of water is a problem.

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