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redditr/HomeInsuranceposthomeownerScore: 8

How are Insurance Companies NOT Making Money on Home Insurance?

How are Insurance Companies NOT Making Money on Home Insurance? Can someone explain to me how insurance companies are not making money on home insurance??? I see many here and other subs stating the reason companies are pulling out of populous states like California, Texas, Florida, etc. is because they aren't making a profit. This doesn't make any sense when our home insurance rates are getting jacked up to be so high. This sounds more like defense of corporate welfare unless I'm missing something? Anyway please explain like I'm five.
Source URL
https://www.reddit.com/r/HomeInsurance/comments/1qttpqg/how_are_insurance_companies_not_making_money_on/
Post Date
2/2/2026, 12:28:13 PM
Scraped At
3/15/2026, 9:25:02 AM

Metadata

{
  "score": 0,
  "title": "How are Insurance Companies NOT Making Money on Home Insurance?",
  "subreddit": "HomeInsurance",
  "num_comments": 88,
  "scrape_method": "apify_targeted"
}

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reddit — completed — 1798 posts collected