California E&S Insurance

They're not really trying to fix it but even if they did, it's been less than a year. Insurance markets and their regulations move much slower than that. This is a dumb article though because this is the main problem "In return, carriers would commit to insuring homes in high-risk regions". As long as California tries to force Malibu to have insurance, everyone who doesn't love in a high risk region will have to subsidize them

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