California E&S Insurance

If you're in a wildfire area, all options will not be pleasant. CFP, if I remember correctly, doesn't cover important perils like water. There are companies that have companion policies for the perils CFP doesn't cover but again, any option will be pricey. But if it were me, I would run quotes with a bunch and hope something sticks with a better coverage. Water coverage is super important as it's the most common type of claim in So Cal.

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