California E&S Insurance

Lemonade was more expensive for me for the same coverage as my Statefarm. Also they don't cover rental properties. You have to be careful that Lemonade is giving you the appropriate amount of replacement cost coverage. The original quote while it looked attractive only covered $100k replacement cost. This is impossible that it only costs that much to rebuild my house from scratch. Once I upped it towards $300k+ it became more expensive.

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