California E&S Insurance

Insurance non-renewal success stories? looking to see if anyone has had success fighting a notice of none-renewal from their homeowners insurance due to “increased hazard”. Ive been insured by AAA for 6 years for both home and car insurance. I got a letter this week saying they weren’t going to renew in April because there was a “substantially increased hazard“ due to debris, appliances, hazardous waste, non operational vehicles, and/or other stuff that they didn’t specify. We live in a rural area zoned agricultural, have an acre of land, fruit trees, chicken coop, a trampoline, veggie garden and some other stuff but nothing “hazardous” like their letter says. After a frustrating phone call, I got them to send me the Ariel photo they used to make this determination. It’s a super blurry google earth type arial photo and you can’t see anything specific. The customer service agent couldn’t tell me what the problem was, just that ”they” had determined this and my only recourse is to take pictures of every inch of my property and show it is perfectly clean. Apparently if the firewood is not stacked well or anything, including tools like a lawnmower is stored outside, it could be a problem. Trying to decide how much effort to put into responding and fighting to keep my insurance. Companies have been pulling out of my state (California) due to fire risk primarily and I don’t think I’m going to get a better rate calling around though I will get quotes. I talked to neighbors who said they had been dumped for similar reasons and their costs went from $1500 to $5000/ year on the state sponsored last resort plan. Has anyone had success keeping their coverage when it seems like their insurer is looking for a reason to dump them? My plan is to clean up anything I think looks like a problem, take the photos, write a detailed description and hope.

{
  "score": 0,
  "title": "Insurance non-renewal success stories?",
  "subreddit": "homeowners",
  "num_comments": 9,
  "scrape_method": "apify"
}