I had a medication interaction last year that crashed my heart rate and blood pressure. The doc at the small local hospital decided I needed to be life-flighted to another hospital 90 minutes away that actually had a cardiologist.
Insurance paid for the hospital bills, but denied the life flight saying, and I quote 'it wasn't an emergency because your heart never *stopped*'. Thank fuck for the ACA and the no surprises act. I've washed my hands of it and I'm just letting the air ambulance company fight it out with them.